Thursday, 05 December, 2024
Phone:
+977-1-4521241, 4510659
Email:
info@dcgf.gov.np

Educational Loan and Educational Unemployed Business Credit Guarantee

शैक्षिक कर्जा तथा शैक्षिक बेरोजगार व्यवसाय कर्जा सुरक्षण
  • The education loan advanced by member institutions up to the limit of Rs. 1 million.
  • The loan advanced by the member institutions up to Rs. 5 lakh without collateral or on a group guarantee to the educated unemployed persons for skill development and to establish and run the business on their own.
  • The premium is fixed at 1% per annum out of which only 50% of premium amount (i.e 0.50% of the guaranteed amount) shall be paid by the member institution and remaining 50% of premium amount (i.e 0.50% of the guaranteed amount) will be received as subsidy from the Government of Nepal.
  • The maximum tenure to lodge claim by member institutions with the Fund is within two years from the due date of payment of Loan.
  • The compensation rate is upto 80% of the outstanding balance of the loan at due date.